29.2% in EU could not cover unexpected expenses in 2025
The share fell from 30% in 2024, according to Eurostat, with Greece recording the highest figure and the Netherlands the lowest.

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In 2025, 29.2% of the EU population could not cope with unexpected financial expenses, down from 30% in 2024, Eurostat said in figures published on 11 November.
Eurostat includes the ability to meet unexpected expenses and keep up with regular payments in its description of economic security. It says managing unexpected events can contribute to a feeling of safety and affect quality of life.
Greece had the highest share
Greece had the highest reported share, while the Netherlands had the lowest. Latvia and Bulgaria followed Greece; Malta and Czechia had the next-lowest shares after the Netherlands.
| Country | Share |
|---|---|
| Greece | 50.5% |
| Latvia | 43.7% |
| Bulgaria | 42.4% |
| Malta | 18.7% |
| Czechia | 18.7% |
| Netherlands | 15.3% |
Eurostat identifies ilc_mdes04 as the dataset behind the unexpected-expenses figures.
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