According to Armenia’s central bank, net personal-transfer inflows in January–September 2026 reached 1.95 times the year-earlier level, as individuals received more money from abroad and sent less out.
Net transfers to individuals through Armenia’s banks exceeded $2 billion in January–September 2026, compared with $1.02 billion in January–September 2025. That put net inflows at 1.95 times the year-earlier level, ARKA said in a November 2 article published by ArmBanks, citing Central Bank of Armenia statistics.
Net inflows mean incoming transfers minus outgoing transfers—not the total amount received from abroad. Both higher receipts and lower outward transfers contributed to the increase.
| Transfer flow | 2025 | 2026 |
|---|---|---|
| Incoming | $4.25 billion | $5.15 billion |
| Outgoing | $3.23 billion | $3.15 billion |
For September alone, net inflows reached $206.3 million, up from $136.1 million in September 2025.
Russia and the United States remained leading sources of incoming transfers. The leading outward destinations changed from Russia and the United Arab Emirates to the United States and Russia.
| Flow and period |
|---|
| Leading partners and amounts |
|---|
| Incoming, 2025 | Russia: $2.73 billion; United States: $528.3 million |
| Incoming, 2026 | Russia: $3.51 billion; United States: $566.9 million |
| Outgoing, 2025 | Russia: $564.8 million; United Arab Emirates: $473.8 million |
| Outgoing, 2026 | United States: $482.5 million; Russia: $447.1 million |
The Central Bank compiles the series from commercial banks’ Form 24 reports on money transfers. It covers all incoming and outgoing transfers through Armenia’s banks involving individuals, including individual entrepreneurs. It also includes transfers through systems that require no bank account, so the totals extend beyond noncommercial transfers such as family support.
The Central Bank says figures may be revised when reporting entities correct their submissions. Its monthly publication schedule provides for October 2026 transfer data on the last working day of November 2026.
PIF retains 51%. Aramco says the deal commits it to contributing about $2.6 billion in cash to Humain in 2026, alongside technology assets, to support the company’s expansion.
2 min
Eduard Hakobyan says January–October 2026 taxes and state duties reached AMD 2,566.1 billion. October alone brought AMD 257.9 billion, up around 13.3% from October 2025.
1 min
Netflix’s London headquarters has lost up to 3% of its staff, with production vice president Anna Mallett among those leaving amid wider global cuts.
1 min
